Credit Score Quiz

Take the credit score test to see how banks and lenders may consider your credit rating:

A. Registered to vote at your current address? YES=10, NO=0
B. Have at least two active credit accounts? YES=10, NO=0
C. Credit account payments up to date? YES=15, NO=0
D. Missed any payments on your credit accounts in the last 2 years? YES=0, NO=10
E. Any County Court Judgments or have been declared bankrupt? YES=0, NO=25
F. Defaulted on a credit agreement before? YES=0, NO=25
G. Applied for more than two items of credit in the last six months? YES=0, NO=5

Scorecard

90-100 - Excellent candidate for credit
70-89 - Good chance of being granted credit
50-69 - Fair - may have some problems obtaining credit
0-49 - Poor - may have considerable difficulties in obtaining credit

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